Khan & Cage
Do You Have a Case?
What is the “Swoop and Swat” Tactic Used by Insurance Companies?
I got a call from an insurance adjuster offering me money right after the crash. Should I take it?
Not before speaking to a lawyer. Insurance companies often use what we call the “swoop and swat” tactic—they swoop in quickly after a crash, sometimes within days, and try to swat down the value of your case. They might say your injuries aren’t serious, your medical bills are too low, or that you won’t get anything better. Then they offer a lowball settlement before you’ve had time to understand the full impact of your injuries.
Why would they do this?
Because it saves them money. Many people don’t yet realize how serious their injuries are, or they’re under financial stress and tempted by a fast payout. Insurance adjusters know that once you settle, you can’t go back—even if you later need surgery, miss more work, or your condition gets worse.
How can I protect myself?
Don’t sign anything or accept any money until you’ve had your case reviewed by a personal injury lawyer. At Khan & Cage Law, we deal with these tactics every day. We’ll evaluate your case for free, help you understand what your claim is really worth, and make sure you’re not pushed into a settlement that leaves you with bills, pain, and regret.
What if I already got an offer?
It’s not too late to call us. We’ll look at your case and the offer and tell you—honestly—whether it’s fair. If it’s not, we’ll step in and fight for the full compensation you deserve.
Disclaimer:
The information on this website is provided for general informational purposes only and does not constitute legal advice. Nothing on this site should be interpreted as creating an attorney client relationship.
The information on this website is provided for general informational purposes only and does not constitute legal advice. Nothing on this site should be interpreted as creating an attorney client relationship.